Home Loan

Whether you are looking to purchase a new home or refinance your current mortgage, experienced loan officers at Xpert Finance will help you get started with the best rates and loan flexibility. You can learn a lot more about our home Loan services.

First Home Buyer Home Loan

Are you dreaming about owning your first property but confused about choosing the best-suited home loan for your financial requirements and goals? Taking the first step is a little overwhelming. But to achieve the outstanding rewards that come with it you need your local Xpert Finance broker to take the stress out of the process of your first home loan with expert advice and support.

It’s time to get started!

Guarantor Home Loan

A Guarantor Loan is like a normal home loan except that somebody has agreed to offer a guarantee to the lender that the loan will be repaid. This is also part of what we have to provide for our clients to ensure that they do not get stressed out just to secure a home loan. It’s just about the time you get started with Xpert Finance for an easy and convenient deal!

Refinance Home Loan

It’s time to see if you could save. With interest rates at historic lows, it's an ideal time to shop around to make the best of your budget.

We take our time to hundreds of options with your current loan to see if you could save. We take charge of all the paperwork and running around at no cost to you if you choose to refinance

We are there to help you easily Switch lenders so that you could get you a better deal that will save you thousands over the lifetime of your loan.

Investment Loans

Finding the right investment home loan is almost as important as finding the right property. You can maximize the return you receive when you choose the right loan to fund your investment. Your Xpert Finance broker can help you compare hundreds of options.

It’s important to find something that meets personal requirements such as proximity to work, kids' schools or friends and family when you’re choosing your own home. As an as an investor, you need to find a property that will suit a broad range of tenants. Of course, you have the freedom to buy in any state or territory, though buying in a suburb near home gives you the benefit of local knowledge.

The key is to research locations carefully, looking at important factors like population growth, tenant demand, local price growth, any developments planned for the area

It is also critical to consider the type of property best suited to fulfilling your goals. Think about whether you prefer an existing or new dwelling, and the sort of features that you believe are desirable.

Fixed Rate Home Loan

Low fixed interest rates have given young Aussie first home buyers and seasoned investors the confidence to buy property.

Low Doc Home Loan

If you are self-employed,you may not have all of the usual documentation such as your latest tax return which is usually a prerequisite for securing a loan

Non-Resident Home Loan

The criteria for a non-resident loan is very confusing. The banks have tightened and changed their criteria for this type of lending but there are lenders who are still interested in this type of lending.

Self-Employed Home Loan

The documentation requirements to verify your income for a standard loan can be extensive when you’re self-employed.

Our Products We’ve always been committed to giving Australians a fair go. It’s why we keep our interest rates competitive, our fees low and our products full of features

Our service Purchasing a home is a momentous occasion – and at Xpert Finance, you’ll have the expert support you need from day one. We will be there to help you through the loan application process.

Your Time With Xpert Finance, securing a Home Loan is a lot easier, quick and simple – in fact, it’s our commitment to assess your application usually within 48 hours of receiving it. We truly understand that timing can play a part in securing the right property, so having your loan ready to go sooner could make all the difference.