Loan Protection Plan
Many Australians with mortgages do not have adequate cover in place to service their loan in the event they suffered a serious illness, lost their job, injury or death.
It’s important that you take the time to consider how you would meet your loan repayments should the unthinkable happen. We will assist you with an easy to understand and affordable solution that provides peace of mind by helping protect you and your family, your assets and your lifestyle.
Home and contents insurance : Contents insurance covers the financial cost of repairing or replacing your household personal possessions and furnishings, such as furniture, curtains, stereo, TV, white goods, computers and other electrical appliances, jewelry, clothing, sporting equipment, and even toys.
This insurance covers household items belonging to you, and to family members who live with you. It may also include items such as sporting gear and motorized wheelchairs but do not include items permanently attached to the building or insured address or portable items you might take outside your home.
You can take out extra cover to protect things like your jewelry, cameras, mobile phones and sporting equipment (but not when in use) from accidental loss or damage.
These policies don’t usually include cover for items friends or visitors bring into your premises unless you list their names on the policy.
However, contents insurance is suitable for homeowners and renters. It can be purchased as a stand-alone product or bought in combination with home insurance as a home contents policy. Renters can also purchase low-cost renter’s insurance policies.
If you are a renter or tenant, your possessions are not covered by your landlord’s insurance policies.
Contact us now to get your quote.